Taking that first step as your buyer’s agent, our job is to guide you through every step of the home-buying process. Here’s a 10 step outline of purchasing a home.
Many people blieve you need a 20% down payment to buy a home. There are loans available that allow buyers to put down as little 3% or 0% with a VA or USDA Loan
Many people blieve you need a 20% down payment to buy a home. There are loans available that allow buyers to put down as little 3% or 0% with a VA or USDA Loan
Many people blieve you need a 20% down payment to buy a home. There are loans available that allow buyers to put down as little 3% or 0% with a VA or USDA Loan
Many people blieve you need a 20% down payment to buy a home. There are loans available that allow buyers to put down as little 3% or 0% with a VA or USDA Loan
Many people blieve you need a 20% down payment to buy a home. There are loans available that allow buyers to put down as little 3% or 0% with a VA or USDA Loan
Many people blieve you need a 20% down payment to buy a home. There are loans available that allow buyers to put down as little 3% or 0% with a VA or USDA Loan
Many people blieve you need a 20% down payment to buy a home. There are loans available that allow buyers to put down as little 3% or 0% with a VA or USDA Loan
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Save your Down Payment
Many people believe you need a 205 down payment to buy a home. There are loans available that allow buyers to put down as little as 3% or 0% with a VA or USDA Loan.
Know Your Credit Score
Your credit score is a numeric representation of your history & ability to pay back debts in the past. DIfferent home loans have different credit requirements.
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Find a Real Estate Agent
Once you have a handle on your credit score & down payment savings, contact a Cain Realty agent who can guide you through the process of buying your first home.
Get Pre-Approved
Your agent will have a list of lenders that you can work with to get pre-approved for your mortgage. This will help keep you on budget during the next step!
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Go Home Shopping!
Make a list of what you want vs what you need in your new home. Your agent will use this list to find homes for you to tour.
Make an Offer
Your agent will help you determine the best price to offer for the home. In a competitive market you may not be the only one bidding & will want to stand out!
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Get a Home Inspection
Once your offer is accepted, you will want to do a home inspection to ensure there are not any hidden issues with the home.
Get a Home Appraisal
Your lender will arrange for a home appraisal to ensure that the property is worth the price that you have agreed to pay for it. The bank will only issue a loan for the appraisal value.
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Close the Sale
Once your loan is approved, your lender will schedule a closing date with the title company. This is the day you sign all your paperwork to complete the purchase & get the keys to your new home!
Move in!
Congratulations! You're a New Homeowner!
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Free Buyer's Guide
Learn How To Buy Like A Pro!
If you’re in the market for a new home, check out these 11 tips on how to find the best possible real estate deals in your area.
